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! Important Notice before we start

 

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

Get Started No Thanks

Understanding your Veda credit report could help you take back control. Benefits may include:

  • Avoid getting declined
  • Check what lenders see
  • Check for identity theft
  • Know your credit score
  • Loan approval
  • Spot errors

Get your Veda check before you apply for credit

Veda is the leading provider of credit information across Australia and New Zealand and are responsible for updating credit information on 20 million individual credit reports and 5.7 million business credit reports.

As an approved Access Seeker with all three major credit reporting bodies, we can instantly obtain a copy of your Veda (now called Equifax) credit report instantly. We will explain all the listings to you and provide a free consultation to determine the most appropriate solution for your individual situation.

If you’ve been declined for a loan, are unsure about your credit history, or concerned about your Veda credit score, then we could help you. We also offer debt management solutions.

To get your free Veda credit report and assessment contact us today.

Understanding What Service Is Best For You…
You may come to us wanting to fix a problem with your credit report but after reviewing your financial situation we might suggest alternatives solutions. You may be struggling to meet your debts, in which case credit restoration may not be the best option for you. Perhaps a Debt Solution would be a better product. You can learn more about our services here. Until we have reviewed your details we can’t advise what might be best for you.

Request Your Veda Credit Report >>

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FAQs

Q

Do I have a Veda credit report?

A

Almost every adult Australian has a credit report, a high percentage of which will be Veda credit reports. If you have ever applied for a financial product, loan, utility account, phone contract, store card or credit card, chances are you have a credit report.

Q

What’s on my Veda credit report?

A

Your Veda credit report or Veda credit file usually consists of your credit score and your personal information including employment history, a list of lenders you’ve applied to, any late payments, defaults, judgments, clear-outs, crossed or linked files, name changes and bankruptcies.

Q

What’s my Veda credit score?

A

Your Veda credit score (known as VedaScore) is a score based on the information contained within your Veda credit report. A higher score indicates a better credit worthiness, which lenders may look at more favourably.

Q

What if I have a default on my Veda credit report?

A

If you find out you have a default (black mark) after we do your Veda credit check, we may be able to assist you in removing it. We’ll run through the background of the listing with you to identify if there are contestable reasons to have it removed.

Q

How long does a default stay on my Veda credit file?

A

Defaults (or black marks) remain on your Veda credit file for 5 years (7 years for clear-outs).

Q

Does paying the debt fix my Veda credit score?

A

Unfortunately when you pay a debt, the listing may not necessarily be removed from your Veda credit report, it may only be updated to a ‘paid’ status. Meaning that it will likely still hold you back from getting approved for finance.

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